Fees

Account management fees
Change of vehicle registration plate£30.00
Collection of vehicle upon voluntary termination of agreement£70.00
Transfer of agreement fee
Only applicable for agreements not regulated by the Consumer Credit Act, i.e. transfers from one limited company to another limited company.
£150.00
Excess milage charges
Excess mileage charges will apply at the end of a Personal Contract Purchase (PCP), Purchase Plan (PP), Personal Contract Hire (PCH) or Business Contract Hire (BCH) agreement where you have exceeded your agreed mileage limit. In such cases, a pence per mile charge will be applied to the number of miles you have driven above the allowance stated in your agreement documentation.

Example
Your agreed Annual mileage is 10,000 miles, giving an allowance of 36,000 miles for a 36 month agreement. Your excess mileage charge is 14.90p (excluding VAT).
Therefore, you will be charged 14.9p for every extra mile driven over 36,000 miles.

Example of how much you may have to pay if you exceed the mileage allowance and wish to return the vehicle:
14.90p x 500 miles = £74.50(+VAT)
14.90p x 1,000 miles = £149.00(+VAT)
14.90p x 5,000 miles = £745.00(+VAT)

Should the excess mileage exceed 5,000 miles over the agreed mileage allowance, the rate per mile may increase.
See agreement
Arrears management fees
Monthly arrears fee
When your payment is made late and for every subsequent month that your agreement remains in arrears, limited to 3 in any single defaulting period.
£12.00
Internal collection agent visit£50.00
External collection agent visit£250.00

The charges detailed above are correct as at 1 August 2024. Santander Consumer Finance reserves the right to amend these fees at any time.

Please refer to the T&Cs on your contract for further information.