Are you a private or business customer?

What sort of vehicle are you interested in buying?

What sort of vehicle are you interested in buying?

Will you change the vehicle regularly (every 2 or 3 years)?

Do you want the option to buy the vehicle(s)?

Business warning

Vehicle finance for business is a complex subject and the right finance plan will depend on many factors including business status, cash flow, other borrowings and tax planning. We strongly advise you seek professional help from the business expert at your local dealership. The business finance products described here are for initial guidance only.

Do you want to take the risk on the residual value?

Do you want the option to own the vehicle?

Are you likely to keep the vehicle for more than 2-3 years?

Would you like to own the vehicle?

Would you like to take on the risks and rewards of the resale of the vehicle(s)?

Taking these on could mean the business could profit from the resale process or could be left with additional costs - depending on the vehicle's usage, condition and its natural depreciation in the market.