If you’ve already found the vehicle you want and are now looking for finance, it’s important to choose the type that’s right for you. Santander Consumer Finance offers you a range of options which can be tailored to suit the way you want to pay.
Your dealer is here to help you make the right choice for finance and will be pleased to discuss the options with you. Once that decision is made, your dealer will apply to us for finance on your behalf, and we are usually able to make a quick decision.
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| What deposit percentage do you need? |
| What is the length of agreement? |
| What are your options at the end of your agreement? |
| Are there any mileage restrictions? |
| Are the terms and payments fixed? |
| Is a final lump sum payable when the agreement ends? |
| Is VAT payable on the monthly payments? |
| Is fully comprehensive insurance required? |
| Purchase Plan Learn more | Conditional Sale Learn more | Personal Contract Purchase Learn more | Conditional Sale with a balloon Learn more | Personal Contract Hire Learn more | Personal Contract Hire Flex Learn more |
|---|---|---|---|---|---|
| From 0 | From 0 | From 0 to 40 | From 0 | Initial rentals may be required | Initial rentals may be required |
| 1 to 5 years | 1 to 5 years | 2 to 4 years | 1 to 4 years | 2 to 4 years | 6 months to 2 years |
| You can own the motorbike, or you can part exchange | You can own the car, or you can part exchange | You can own the car, part exchange, or return the car to us | You can own the car, or you can part exchange | You will not own the car and must return it at the end of the term | You will not own the car and must return it at the end of the term |
| No | No | Yes | No | Yes | Yes |
| Yes | Yes | Yes | Yes | Yes | Yes |
| No | No | Optional | Yes | No | No |
| No | No | No | No | Yes | Yes |
| Yes | Yes | Yes | Yes | Yes | Yes |
| Purchase Plan Learn more | Conditional Sale Learn more | Personal Contract Purchase Learn more | Conditional Sale with a balloon Learn more | Personal Contract Hire Learn more | Personal Contract Hire Flex Learn more |
Further information
